Most parents understand the need to prepare for their children’s college educations by budgeting money while the kids grow. But there are other expenses—not on the magnitude of college—that are also worthy of budgets all there own. If you have children who are at least in middle school, you already have an idea of at least some of them. But if your kids are only a few … [Read more...] about 5 Kids Expenses to Budget For – Apart from College
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What is the Right Age to Give Your Child a Cell Phone?
Back when my kids were still in elementary school, my wife and I fiercely resisted the trend to provide our kids with cell phones. Admittedly, it was a bit easier to do so just a few years ago when not quite everyone had given a phone to every child over the age of five. As it turned out, we got phones for them a couple of years earlier than we planned on doing so, but a … [Read more...] about What is the Right Age to Give Your Child a Cell Phone?
4 Ways to Save Money on Your Kids Clothing
In the realm of household finances, clothing is what you might call a “soft cost." There’s no fixed expense, no monthly bill to pay, in fact in many homes it might not even rate a line item in the family budget. Until you have children! And once you do, the money you pay to keep them dressed seems to quietly expand until they become teenagers, when it becomes—how can I … [Read more...] about 4 Ways to Save Money on Your Kids Clothing