Fun, Frugal Valentine’s Day Ideas for the Whole Family

Posted on February 5, 2013 Written by Leave a Comment

While retailers would like you to think that Valentine’s Day is all about diamond necklaces and rings as well as chocolates and meals out, it doesn’t have to be that way.

Valentine’s Day, at its most basic, offers us a chance to show those we love how much we care about them.

Sure, saying we care with a diamond necklace is nice, but that isn’t always practical.  There is no need to break the bank to show our love on Valentine’s Day.

Instead, consider some of these humble methods, which can be effective for both your spouse and children.

Frugal Valentine’s Day Ideas

[Continue reading]

Filed Under: Family

Financial Considerations When Deciding How Many Kids to Have

Posted on November 27, 2012 Written by 11 Comments

When I was growing up, my mom, who was the second to the youngest in a family of nine children, was fond of two sayings when it came to the topic of having children. 

The first saying was, “All kids really need is love.”  The second saying was, “God will provide.”

When you are young, your parents influence your thoughts, and what you hear and learn from them becomes your normal.

I did truly believe that all kids really need is love.  Now, my husband and I have three kids of our own, and while we love them plenty, that isn’t enough.  Unless you have a high paying corporate or professional job, more often the decision as to how many kids to have depends on what kind of financial situation you are willing to have.

Living Expenses Grow As The Kids Grow

[Continue reading]

Filed Under: Family, Money

Should You Buy Life Insurance for Your Child?

Posted on August 22, 2012 Written by 8 Comments

The very idea of buying life insurance for a child makes some people cringe. Children, by their very nature, are energetic and full of life. They are the face of the future. It is impossible to imagine them not growing to adulthood, but … [Continue reading]

Filed Under: Family, Money Tagged:

Is a Child’s Gift Registry a Good Idea?

Posted on May 15, 2012 Written by 2 Comments
happy_birthday_gift

When I was young, one of my favorite things to do in November was to go through the thick Sears and JCPenney catalogs (for those of you as old as me, you remember getting catalogs sent to your house every year) and creating a wish list of all the … [Continue reading]

Filed Under: Parenting Tagged:

Opening a Roth IRA for a Child – Help Your Child Get Ahead in Retirement

Posted on March 27, 2012 Written by 1 Comment
Roth_IRA_Nest_Egg

It is a little known fact that children who earn an income can open a Roth IRA. Parents who have this knowledge can help their children learn about the power of compound interest and its near magical effect on retirement savings. What Are the … [Continue reading]

Filed Under: Money

What’s With All of The Recalls? Latest Infants Tylenol Recall and More

Posted on February 27, 2012 Written by 2 Comments
Bottles_of_pills

Over the last 24 months, more than 14 million units of drugs and medical equipment have been recalled due to defect. The latest was a February 17th announcement by the makers of Tylenol who recalled 574,000 bottles of infants’ Tylenol Oral … [Continue reading]

Filed Under: Family
«Older Posts