Fun, Frugal Valentine’s Day Ideas for the Whole Family

While retailers would like you to think that Valentine’s Day is all about diamond necklaces and rings as well as chocolates and meals out, it doesn’t have to be that way.

Valentine’s Day, at its most basic, offers us a chance to show those we love how much we care about them.

Sure, saying we care with a diamond necklace is nice, but that isn’t always practical.  There is no need to break the bank to show our love on Valentine’s Day.

Instead, consider some of these humble methods, which can be effective for both your spouse and children.

Frugal Valentine’s Day Ideas

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Financial Considerations When Deciding How Many Kids to Have

When I was growing up, my mom, who was the second to the youngest in a family of nine children, was fond of two sayings when it came to the topic of having children. 

The first saying was, “All kids really need is love.”  The second saying was, “God will provide.”

When you are young, your parents influence your thoughts, and what you hear and learn from them becomes your normal.

I did truly believe that all kids really need is love.  Now, my husband and I have three kids of our own, and while we love them plenty, that isn’t enough.  Unless you have a high paying corporate or professional job, more often the decision as to how many kids to have depends on what kind of financial situation you are willing to have.

Living Expenses Grow As The Kids Grow

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Should You Buy Life Insurance for Your Child?

The very idea of buying life insurance for a child makes some people cringe.

Children, by their very nature, are energetic and full of life.

They are the face of the future.

It is impossible to imagine them not growing to adulthood, but unfortunately, sometimes children do die before reaching adulthood.

Should you buy life insurance for your child?

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What’s With All of The Recalls? Latest Infants Tylenol Recall and More

Over the last 24 months, more than 14 million units of drugs and medical equipment have been recalled due to defect.

The latest was a February 17th announcement by the makers of Tylenol who recalled 574,000 bottles of infants’ Tylenol Oral Suspension.  The recall is due to the product’s simple dosing measuring system that may fail and fall in to the suspension.

Although McNeil, a subsidiary of Johnson and Johnson and the makers of the product, claim that there are no adverse medical effects that come from the failure, they also advise discontinuing the product’s use if the simple dosing system fails.

McNeil is offering a refund to anybody who experiences the problem.  Only seven lot numbers are affected and can be found by going to THIS WEBSITE: [Read more…]

A Beginner’s Guide to Once a Month Freezer Cooking

Are you looking to save money by not dining out as frequently?  Do you want to feed your family healthy, home cooked meals, but you have a busy schedule that makes it difficult to do so every night?

If so, you may want to try once a month cooking (OAMC).

I have been cooking once a month for my family for nearly three years now, and I cannot imagine how I used to function when I had to cook a meal every night.  Once a month cooking removes most of the dinner time stress and can help your family have a more enjoyable meal time.
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9 Inexpensive Ways to Amuse Kids Over the Summer

Summer vacation has arrived. For many of us, that means the constant refrain of, “I’m bored!”  You want to provide something for your kids to do (other than watch TV or play video games), but you don’t want to spend a lot of money.  Happily, there are some inexpensive things that you can do to amuse your kids over the summer.

9 Inexpensive Ways to Amuse Kids Over the Summer

1. Check the local movie theater: Many local movie theaters have certain days on which they offer free movies.  In my town, you can watch free kids matinees on Wednesdays.  Popcorn and soda is inexpensive: Only $1.
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